USB Ports An Easy Start to Tech Friendly Smart Home

This is a no-fuss way to add USB ports to your wall outlets

USB Ports – Got five minutes and a screwdriver? USB ports are easily added to home outlets, as shown in this gracefully written and helpful home tech article by Dan Seifert on

Home Tech, USB Ports, Wall Outlets, DIY
It’s super convenient to have USB ports integrated into your wall outlets — it makes charging your smartphone, tablet, fitness tracker, smartwatch, or whatever as easy as plugging it into the wall. Unfortunately, getting a USB port in your wall outlet usually involves some sort of wiring and replacement of your current wall outlets. The SnapPower charger doesn’t, however; it just replaces the outlet cover and adds a USB port below the standard power outlets.

That means there’s no wiring involved — in fact, the only tool you need is a basic flat-head screwdriver. Unscrew the existing outlet cover, pop on the SnapPower, tighten the screw, and you’re done. (You should also turn off power to the outlet from your breaker box while you do this for safety precautions.) The whole process takes less than five minutes.

The SnapPower’s trick is that it has prongs that extend to touch the metal screws or sides of the existing outlet and draw power from them. It can deliver 1A of power through the USB port, which is enough to charge a phone or wearable in a reasonable amount of time, but will take a long time to charge an iPad. (The company says that a 2.1A version is in the works, which is more suited to charging tablets and other large devices.) The USB port position below the standard outlets means it doesn’t block them from being used by other appliances.

Home Tech, USB Ports, Wall Outlets, DIYSnapPower

The SnapPower charger costs $19.99, which makes it a little pricey to put in every outlet in your home, but a couple units in strategic locations is likely all that most people need. (SnapPower also sells the charger in bulk packs at a discount if you want to cover a bunch of outlets with them.) In addition, the company has an outlet cover with integrated LED lights and light sensor, so you don’t have to use an outlet for a nightlight. You can get the SnapPower for duplex or decor style outlets from the company’s website now.

SnapPower charger, Home Tech, USB Ports, Wall Outlets, DIY

Is it Time to Downsize?


Time to downsize? A study by Edelman Berland reveals that 33% of homeowners who are contemplating selling their house in the near future are planning to scale down. Let’s look at a few reasons why this might make sense for many homeowners, as the majority of the country is currently experiencing a seller’s market.

In a recent blog, Dave Ramsey, the financial guru, highlighted the advantages of selling your current house and downsizing into a smaller home that better serves your current needs. Ramsey explains three potential financial advantages to downsizing:

  1. A smaller home means less space, but it also means less time, stress and money spent on upkeep.
  2. Let’s assume you save $500 a month on your mortgage payment. In 30 years, you could have an additional $1–1.6 million in the bank to get you through your golden years.
  3. Use the proceeds from selling your current home to pay cash for a smaller one. Just imagine what you could do with no mortgage holding you down! If you can’t pay cash, aim for a 15-year fixed rate mortgage and put at least 10–20% down on your new home. Apply the $500 you saved from downsizing to your new monthly payment. At 3% interest, you could pay off a $200,000 mortgage in less than 10.5 years, saving almost $16,000 in the process. also addressed downsizing in a recent article. They suggest that you ask yourself some questions before deciding if downsizing is right for you and your family. Here are two of their questions followed by their answers (in italics) and some additional information that could help. 

Q: What kind of lifestyle do I want after I downsize?

A: “For some folks, it’s a matter of living a simpler life focused on family. Some might want to cross off travel destinations on their bucket lists. Some might want a low-maintenance community with high-end upgrades and social events. Decide what you want to achieve from your move first, and you’ll be able to better narrow down your housing options.”

Comments: Many homeowners are taking the profit from the sale of their current home and splitting it in order to put down payments on a smaller home in their current location, as well as a vacation/retirement home where they plan to live when they retire.

This allows them to lock in the home price and mortgage interest rate at today’s values. This makes sense financially as both home prices and interest rates are projected to rise.

Q: Have I built up enough equity in my current home to make a profit?

A: “For most homeowners, the answer is yes. This is if they’ve held on to their properties long enough to have positive equity that will be sizable enough to put a large down payment on their next home.”

Comments: A study by Fannie Mae revealed that only 37% of Americans believe that they have significant equity (> 20%) in their current home. In actuality, CoreLogic’s latest Equity Report revealed that 72.6% have greater than 20% equity. That equity could enable you to build the life you’ve always dreamt about. 

Bottom Line

If you are debating downsizing your home and want to evaluate the options you currently have, meet with Jessica Balsam, a real estate professional in your area who can help guide you through the process.